Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
A lifetime mortgage (also known as equity release) provides a way to access tax-free cash from your property without needing to sell or relocate. You can borrow against your home's value or sell a portion of it to receive either a lump sum or regular income payments. Many plans offer flexibility to withdraw additional funds later if your circumstances change.
This financial option is available to homeowners aged 55 and above who either own their property outright or have an existing mortgage (which must be settled using the released funds).Absolutely. Our service is fully regulated by the Financial Conduct Authority (FCA), ensuring all advice meets strict professional standards.
When taking out a lifetime mortgage through us, you'll receive a valuable guarantee that neither you nor your estate will ever need to repay more than your property sells for, provided it's marketed at a fair market value.The money released from your property belongs entirely to you, with complete freedom on how you spend it. Many of our clients choose to enhance their retirement lifestyle through home improvements, debt consolidation, travel opportunities, or simply enjoying greater financial security during their later years.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Northampton, we pride ourselves on delivering personalised mortgage and lifetime mortgage guidance tailored to your unique situation. Our advisers bring decades of combined experience to help you navigate important financial decisions about your property and retirement planning.
We believe everyone deserves clear, straightforward advice when making significant financial choices. Our dedicated team takes time to understand your circumstances, explaining complex options in plain English without pressuring you.
Our core mission centres on securing your financial wellbeing throughout retirement. We remain committed to supporting clients at every step, from initial enquiry through to completion and beyond, ensuring you receive ongoing guidance as your needs evolve.
By combining personal attention with professional expertise, we help clients create more secure, comfortable futures with greater peace of mind.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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